FAQZone

ONE Future is a recently developed and exclusive platform for all Realty ONE Group Network Members, aimed at helping them plan for the future by enabling them to explore and embrace various retirement products, including IRAs, 401ks, and Cash Balance Plans at pre-negotiated rates.

The ONE FUTURE platform and product options are available to all to Realty ONE Group Network Members.

IRAs and Solo 401(k)s:

• $0.00 annual fixed fee
• 0.99% advisory fee
• + AlphaStar 3rd Party Active Money Management portfolio expense: 0.05% – 0.25%
• + Underlying ETF and Mutual Fund net expense ratios

HND Plans or Cash Balance Plans will be quoted at the time an illustration is presented, and vary depending on the complexity of the plan design and total number of participants.

The ONEFuture platform offers professionally managed portfolios — not individual mutual funds, stocks, or ETFs. A client completes a risk tolerance questionnaire and can select one of 11 different strategies, each designed to serve as the main investment portfolio for a client. They range from all-stock portfolios (U.S., global, or international) to all fixed-income portfolios, with several blended stock/bond portfolios in between.

To minimize stock-specific risk, the models are built with exchange-traded funds (ETFs) that together comprise thousands of individual securities.

Each model portfolio employs a disciplined process to manage risk, return, and volatility characteristics, including: Quantitative Analysis, Fundamental Analysis, Relative Value Analysis and Technical Analysis.